I just had success with an Intent to Sue letter with a CA. However, they pulled a hard inquiry on my TU and EQ. I have not owed them anything for 4 months now. I told the attorney on the phone that this was not a permissable purpose. He said he had the right to pull the report because it was an investigation. I told him that I would send him an FTC opinion letter outlining this very situation. He stated that it was just an opinion and carried no weight. Yeah right! Does anyone have any case law or other credible links addresing this? I know FCRA 604 says nothing about his excuse, but they dont go by that since their above the law.
You might want to try something similar to Christine from Bayhouse...RE: her Wells Fargo case... http://www.bayhouse.com/credit-forum/showthread.php?threadid=229 It may not be "cookie cutter"...but, it's a starting point...
