So I have a soft inquiry on my CR from a CA who has 2 accounts on my husband. One of those accounts (charged off cc's) I *think* I was an authorized user. This CA does NOT have any accounts on me, at least none I am aware of and none reporting. From everything I have read, it seems to me, that would fall under impermissible purpose per the FCRA. Has anyone had experience with this? Have you followed up on it? What was the outcome? I also noticed another CA soft on my report that is not reporting on either of us so who knows if there is a debt that was farmed out to more than one agency; not sure what to do about that one. Leave it alone, or preemptively DV them... Also, I apologize for the numerous posts! I knew that tackling this would be a time-consuming effort and I'm trying to find the answer before I ask. Thanks again the enormous help here.
