The FCRA generally says that for a company to pull your credit report...you must have applied for something with the company, or have an existing account with them. If the CA who bought a debt from Sears turned the acct over to an attorney before validating and the attorney pulled my credit.....could the law interpret that I have an existing account with him? He has not answered my validation letter to date. I'd like to request that he remove the inquiry.
) intends to use the information in connection with a credit transaction involving the consumer on whom the information is to be furnished and involving the extension of credit to, or review or collection of an account of, the consumer; or You can still try!
