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Personal financial accounts

Discussion in 'Credit Talk' started by trent1059, Nov 16, 2003.

  1. Nov 16, 2003 #1
    trent1059

    trent1059 Well-Known Member

    I have 2 personal financial accounts listed, they are my oldest accounts, closed and paid in full in 1988 and 1993. Are these accounts hurting me? (allied finance and transsouth)
     
  3. Nov 16, 2003 #2
    GEORGE

    GEORGE Well-Known Member

    PAID AS AGREED NEVER HURT

    ...Unless they use the "NEW MATH--F.I.C.O."
    (EXCESSIVE NUMBER OF OPEN AND CLOSED ACCOUNTS)

    CLOSED (PAID AS AGREED) ACCOUNTS NEVER COULD BE HELD AGAINST YOU BEFORE!!!
     
  4. Nov 16, 2003 #3
    trent1059

    trent1059 Well-Known Member

    Thanks George, What about a account that is showing paid, 0 Bal and still open, DLA was 1999, should I try to have it listed as closed or not take a chance of deletion and leave it alone. Is it hurting or helping?
     
  5. Nov 16, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    Re: Re: Personal financial accounts

    You always RISK 100% removal...

    POSITIVE accounts usually only can help...
     
  6. Nov 16, 2003 #5
    vghost

    vghost Well-Known Member

    Re: Re: Re: Personal financial accounts

    • I second that.

      Besides, you can never get a "late" note on an account which you don't use anymore and the account will always be listed as positive ... :)
     

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