Hello, I was wondering if any of the expertes out there know of any personal loans that are available without an income verification. I need a loan to help pay for excess taxes and was turned down by CitiFinancial because of high debt to income ratio. Thanks for any help.
Go to your credit union or join one asap. They are very lenient with their loan requirements and will instantly approve you a loan.
From my own experiences, lendingtree.com just asks you a bunch of different questions and sends your information out to different possible creditors. I have a feeling that up to 4 inquiries *could* result, but my own experience has shown that it is only if you accept an offer. For example, I did a lending tree request for credit cards. The only 4 responses I got were from First Premier Bank for their $278 *specials* in 4 different formats. I declined them - and so far, no inquires showed on my credit report. (This was a week ago, and my creditexpert.com report still hasn't shown anything.) Another example, I applied for a personal line of credit, and was extended one offer - from Washington Mutual Finance. I saw that inquiry right away because I accepted the offer. Give it a shot and see what happens!
