Are the Associates they any good for personal loans? I don't have the best credit scores (570-610s). How much can you get and what are the terms? Any other suggestions would be helpful too.
LOAN SHARKS. Expect 23-39% Interest rate, Fees, prepayment penalties. AKA CITIFINANCIAL AKA WELLS FARGO (NORWEST) AKA NATIONSLENDING All 2nd tier lenders who are LOAN SHARKS.
Well then who is good to use? Also a question I have is what is a good reason to get a personal loan? I hear that if the reason is good enough then you are more likely to get the loan.
You'll have to meet the lenders criteria for credit regardless of the reason. Things like debt/income ratio, income, credit scores, etc. As to a reason. Why not just tell the truth about why you need the loan?
not sure why anyone would want a loan when you can just get a credit card with a lower APR??? These folks prey on those who don't have any other options, which is why i call them loan sharks. they will also re-fi your loan at higher and higher APR rates to get your more ca$h.
Well isn't harder to get a credit card? Also I need the cash and it can be difficult to get a cash advance large enough for what I need. Also with my scores it is hard to get a card above $500 with high rate and high fees. What else could someone like me do? I need 2-3k at least.
