Has anyone gotten a personal loan or line of credit with these types of scores? Who did you get it from and how much did you get. I need money for a move, and to pay off taxes, about 2k-3K. EQF = 584 EXP = 610 T.U. = 634
i got a loan from a place called sunbelt credit im not sure if theyre just a local loan company or not my score was 535 they use equifax,got a $1,000 loan thats all iu asked for though
Is it a super high intrest loan? I'd like more info just so I know what to expect when I look into it. Also if anyone else has any other ideas Thanks.
Try American General Finance. They gave me a loan with little good credit history and pulled Equisux.
Yep, but mine was for either 1 or 2 years. Just don't be even a day late. Though they claim to have a 10 day grace period, without late fees or late reporting, they will call you the 1st day it is late, write letters, and harass you until you make that payment.
Bought a four year old Toyota no money down for $8,000 (full book) three years at 4.5% interest at my local credit union. My other credit union wanted a co-signer on a 24 month loan for $2,500 at 15.9%, I passed. Local bank three months earlier turned me down on a basic checking account. Equifax score 575. Need at least 600. Go figure, August will make 4 years since filing chapter 7. Best bet find the local crdit union that looks at the whole picture not just the score.
