You guys SCARE me with how reliable this board is!! I went to Planet Feedback after I noticed that I didn't get the terms on my Cap 1 card I expected ($200 limit vs promised $500).... WELL! 1. Got a email from Cap 1 the same day I emailed via PF 2. Got a phone call today from the exec. offices at Cap 1 (Mr Cook)... (note: I got a little greedy and asked for a $1000 CL heh heh).... Anyways, Mr Cook said that my card was too new (1 mo old) for the $1k, but that he would definately give me the $500.... I am getting giddy with power here! Thanks thanks THANKS! Deb
I did the same thing. I got a new $200 card from them and immediately called retention, they didn't offer anything. I have had several cards from capital one and everytime i call they always offer something at least a $100 bump but they must have changed that policy so after speaking with retention i went to the ultimate authority the executive office. i got instant assistance and a $300 increase taking me to $500. Capital one is the best. I have another card with them with that has a limit 8 times higher than this. i'm working up to platinum inch by inch. plan to call mr miller in another 6 months and ask him to give me the platinum. i feel i have earned it.
exactly what are you telling CAP 1 to get the increases? I just recieved the CAP 1 card with a 300 dollar limit ($49) secured, called, emailed them thru PF, then talked to executive services........no dice. I have one chargeoff from 97 with a 150 balance on it as far as negative credit goes. What gives? Any advice?
I am really not the one to give advice <smile> but here goes: The Cap1 Classic I have I got by applying online. When I applied, it was for the Gold (but I knew snowballs had a better chance in hell).... the site stated that if I was not eligible for the Gold, I would be considered for a Classic with at least a min of $500 CL. I got the classic (30 sec approval), but the CL was $200. Fortunately I had printed out the app and terms so I had hard copy to contest with. (like I said, I got a little greedy and asked for $1k..) For background, I had a closed account with them; had 90+days late on my first secured card, so closed it totally paid off with income tax refund in Jan 01. (tho it does show up on my CR as "closed by credit grantor) I was surprised as heck when I got approved for this one! Deb
If you get a $200 credit line...and the NEXT HIGHEST CREDIT LINE IS $1,000...you can get $1,000 many times... I got a WAL*MART CARD @ $1,400 and told them the NEXT HIGHEST IS $5,000...they said SO??? I'm finally up to $2,225...I guess that is pretty good for the WAL*MART CARD...
