Before i started with my credit restoration Capitol gave me a gold card in 10/01 with 200.00 CL. I used it and paid it off.. I didnt think this PFB would work so i decided to shoot a letter asking for at least a CL increase or better rate. I sent two letters through PFB and no responses in two weeks. Today i checked my capitol one online account and bam 500.00 CL now... I know its not alot but at least they listned. Im on my way to prime BABY!!!