I have received a response from Cap One from PFBing them regarding annual fees, interest and limit. I have seen many posts here regarding their success with them. Here is the response. Has anyone else received this also? Any idea what news I will here? Thank you for contacting Capital One. I am glad that your concerns were brought to my attention. Because e-mail is not secure way to communicate account specific or personal information, I am responding to you via U.S. Mail. Please allow at least 12 business days to receive my response. If you have questions or concerns regarding this matter, feel free to contact our Customer Relations Department at 1-800-955-7070. Sincerely, Amanda Mays Executive Offices Capital One Services, Inc.
WHEN THEY SAY THEY WANT ME TO RESPOND BY US MAIL FOR "MY" SECURITY...I SAY WHAT ARE "YOU" AFRAID OF???
So George, I take it your not optimistic about my chances for success here, lol. That's OK. The same night I PFBed cap one I also called BOA. they lowered my interest from 16.90 var to 7.90 fixed and upped my limit from $4000 to $7500 and gave me the 6 month BT at 0%. I also applied and got AMEX BLUE(yeah). They only gave me $2700 cl and 14.99 fixed(hopefully I can work on this later, I tried new accts already and cancelled the card. Then reactivated a few days later, they didn't go for my bluff). Cap one is the only other card I have and will probably be gone soon. Scores are 740-765 on EQ and EXP. TU has 1 baddie that falls off in march and then its perfect too. Maybe I'll try for Chase or National City at that time. Anyway, to reiterate so many other posts. Cap One sucks, BOA rocks!!
Re: Re: PFB Cap One Response I SAID NOTHING ABOUT SUCESS OR FAILURE!!! WHY SHE IS AFRAID OF E-MAIL???
Re: Re: PFB Cap One Response Amanda called me 4 times to try to talk about reconsideration on my application , I PFB and 3 weeks later she called all day long until I called her back, gave me her direct number and told me to call her if I did not hear from her by noon on thursday. She tried really hard for me. I am pleased with her response. Did you leave a phone number?
Re: Re: PFB Cap One Response I htought I left my phone numer but after reviewing the email I don't see it in the PFB letter to them, so I must not have included it. Have you reached her yet? What were you PFBing? Any results?
Re: Re: PFB Cap One Response I thought I left my phone numer but after reviewing the email I don't see it in the PFB letter to them, so I must not have included it. Have you reached her yet? What were you PFBing? Any results?
Re: Re: PFB Cap One Response I spoke with her yesterday, she is pulling my application,and promised to not pull a new report. She is trying to get me a approval for a prime card. She is a very nice lady, I will let you know if it works
Re: Re: PFB Cap One Response what happens when you dispute "credit Limit incorrect" with the CRA??? I did that with my target card and it was reported and still is
Re: Re: Re: PFB Cap One Response AMEX BLUE---EXPERIAN "CREDIT LIMIT IS $15,500 NOT N/A"---POOF...GONE NEVER TO RETURN!!! Have done the same with other accounts and they DIDN'T GO POOF!!! Some have had success with sending a copy of the statement with the CREDIT LIMIT HIGHLIGHTED...
Re: Re: PFB Cap One Response What email did you use fir Amy @Capital One.....I sent an email to the same office for someone else and the email cam back.
Re: Re: Re: PFB Cap One Response Amy called friday and informed that I was approved, 500 limit @11% and no annual fee for the first year!!!
