PFB-Cap1-Cooke- Credit Inquiry??

Discussion in 'Credit Talk' started by radiohead, Oct 4, 2002.

  1. radiohead

    radiohead Well-Known Member

    I just got off the phone with Mr. Cooke, sent in a line increase request via PFB.... He states that they need to evaluate my credit report and it could take a couple days... I asked if it would be an inquiry or a Account Review, he said either... In the past Cap1 has not pulled a report.. is this new? I have 3 cards, oldest is about 32 months.. what gives? I will have to ask him more when I find out their decision.
     
  2. jrjr35

    jrjr35 Well-Known Member

    Not to jump your thread but, how much of a stickler is Cap One about their 6-8 month wait for a cl increase?
     
  3. Hermit5

    Hermit5 Well-Known Member

    Thanks for the information. Sounds like new policy to me. I was just going to call and ask for the increase but I'll wait for a few months if this is the case.
     
  4. gib

    gib Well-Known Member

    I tried for an increase thinking it had been 6 months, they wouldn't do it. It had only been 5 months.

    Gib
     
  5. radiohead

    radiohead Well-Known Member

    Well I do not know the details, but I called the automated line and it appears they gave me $300 a card. They were at $200, $900, and $1k, so I guess that is not too bad, pretty decent increase % wise. I think he was a bit nervous at increasing 3 cards at once for me. Oh well.
     

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