I got a CA to accept my Pay for delete offer. I have their acceptance in writing. My check cleared about a week ago, how soon can I expect it to be deleted?
pfisher101, Your letter was signed by the collections manager right? And by check, I hope you mean cashiers check/money order! But, oh well, it's done now. Theoretically, after payment is cleared it shouldn't take any more than 4 days depending on how the CA requested to remove it from the CRA's. But who knows, as long as you have the letter your in good shape. I would wait another till the end of the week and by Monday if it's not off of there, I would send a letter requesting the time/date that they requested the removal from the CRA's. And also, send a copy of that letter you have for the PFD. Remember to send everything CRRR, and DONT SIGN by hand to the CA's. some of them are messed up and will forge your signature. Worse case if you don't hear anything back and its still showing - sue'em!!
Some creditors only update once a month. I'd give them at least 30 days, then if it's not gone try disputing first. Sometimes they don't actually delete, but if you dispute they don't verify and it gets removed.
