phone disputes

Discussion in 'Credit Talk' started by mindylou, Aug 15, 2001.

  1. mindylou

    mindylou Well-Known Member

    How do you do a phone dispute? Telephone numbers to call? Is it effective?

  2. roni

    roni Well-Known Member

    Use the numbers listed on your copies of the credit reports. They all require you have their report # or file # to start a dispute. If you've pulled a merged report, you'll still need the individual CRA paper in order to have a useable file number.

    As for success, depends upon the argument. Most will take a couple of standards (not mine, never late) without a fight. Personally, I would use the online systems. Each CRA now has them and just dispute as many as you need....

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