Since your from the Buckeye State do you by chance know who pulls TU exclusivly for cc. I disputed some trades and my TU score went to 688.. I applied for BofA and got denied.. I have a bk from 97 and two charge offs from 97.. Could i possibly get into prime land with the above..
ok I will look at my report.(scores were anywhere from 680-724 when I applied although if I mark old then it was much lower than 680) sears(declined) principal bank(declined old awaiting new) mbna(TU and Experian)($1500 with around 706 generations bank(declined because of debt/income ratio only- missed by 1%) afba industrial bank(declined around 650) FUSA(unknown) capital one(did all 3 boooo)(only $300 with $59 annual fee) discover(uknown) u.s. bank(declined around 650) chase for the toys r us card(706 got me $400) acs/cross country bank(old) first premier bank(old) fleet cc(a year ago though) national city(unknown) sunoco(unknown)
neosmatrix, I am also in Ohio and I can tell you that Chase Manhattan pulls TU exclusivley. They pulled mine just about a month ago and I was approved for $2000. Also First Premier Bank pulls TU only. You may want to stay away from Capital One.....they pulled all 3!! mysti_summer
stupid umbrella bank. cross sold me a $2000 cc so I call up and they say the computer just said it but we are declining you. I think they say this just so you open a checking but they can kiss my buttcheeks for all I care.
Gee I forgot to add to my day. 10 days before we close our FHA preapproval goes to no approval. So we get another financing with 5% down at 6.75 only fixed for 2 years and I get a call say oops we forgot to mention the 2.5 points. Well there goes the house cause I am not paying it. What a week this has been.
