Planet Feedback experiences?

Discussion in 'Credit Talk' started by Ender, Aug 14, 2001.

  1. Ender

    Ender Well-Known Member

    Hey everyone,

    I was just wondering what all your experiences with PFB were in regards to the actual CRA's. Have you guys tried writing letters to the 3 CRAs, TU, EXP, and EFX? I noticed the letters go directly to the CEO. Is this through email or is it through snail mail they print and send it?

    How was your experience?
  2. dlo64

    dlo64 Well-Known Member

    I have not written PFB in regards to the CRA's; at least not yet. I have written to a couple of credit card companies (FUSA & Cap 1). PFB as far as I know (what was done with the two letters I sent) e-mails these letters to the companies. My one letter to Cap 1 was addressed to the CEO, but my response was from the Consumer Advocate Manager. I did receive a number to contact the Manager at and spoke with him. To me that's better than no reply at all and Cap 1 is excellent in responding to PFB letters. So whether it would be sent to the CEO or get funnelled down to someone else at the CRA, I don't know. It all depends on the company you are dealing with.

    It is worth a try to send the CRA's a letter through PFB and then follow up with a printed letter sent certified/return receipt. What have you got to lose? If anything, you probably will just have to be persistent.
  3. Ender

    Ender Well-Known Member

    I was just wondering what the time frame should be for a reply back. I noticed that someone from bayhouse wrote and also saw LKH's msg on there.

    LKH - have you heard back from the CRA's yet?
  4. Ender

    Ender Well-Known Member

  5. LKH

    LKH Well-Known Member

    Ender - haven't heard a word. They must think I'm playing. I also sent the letter cerified, r/r with a few other details included as well as my offer of settlement. They have until August 28th, then I have them served.
  6. FeliceRodo

    FeliceRodo Well-Known Member

    I wrote to Mr. Mehta about my Providian Visa and asked him to lower the apr and implement a grace period.

    That was ten days ago and no response as of yet.
  7. Ender

    Ender Well-Known Member

    LKH - I am right behind you buddy.. I will be sending my demand letter on August 31 and waiting until Sept 15 to hear back.. if I don't, then I will be filing as well..
  8. Cyprigirl

    Cyprigirl Well-Known Member

    I had some good fortune with PFB in regards to the CRAS. I wrote one to TU and I got a letter from the PA office indicating that they would be handling my Disputes, not the local affiliate anymore, and yesterday i got my results and I had 5/5 disputes deleted in my favor.

    In addition, I believe Nana had a good experience throug PFB with Experian. You might want to search it.

    I am firing one off to Equifax at this time and I am going to CC Chuck Shumer because he is a strong advocate for consumers regarding credit reporting by the CRAS.

    I have had it with EQ they are playing games with my file.

    But I suggest you try PFB, what do you have to lose.

  9. Ender

    Ender Well-Known Member

    I think I will use PFB against all 3 CRA's and also CC all the listed names as well. I will see how they respond and go from there..,

    I still plan on filing a lawsuit and sending my demand letter in 2 weeks however..

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