Is there a perferred method or standard letter that is used to get credit increases? I have never used PF before.
I'd also appreciate some guidance in using PF to write for an increase. I just got a Cap 1 Kmart Mastercard $200/$300 and called to ask about an increase. The CS rep told me that their policy is to review the account after a year and then and only then would it be possible to get an increase. Then she tried to sell me their Privacy Guard product.
