I went on and on about the good things I heard about Providian. I told her I was shocked to receive a gold card, and I wanted to use it for business travel ect. No such luck, she told me I would have to wait 4 months to get up to a 1K limit. She also told me that you can get up to a 1K limit every 4 months there after. She didn't say what constituted the maximum limit. Does anyone know how I can get an increase? Retention? Any suggestions would be helpful.