All, If you have any collection notices or any marks on your credit report from these guys let me know. I'm really interested in if they have identified themselves as a collection agency. They are NOT licensed in Maryland according to the Attorney General's office. Maryland has some pretty helpful folks running their government. Now apparently they buy and sell debt so I don't know what you call these folks but they are not a licensed collection agency. If you have anything from them (letters, credit marks/reports) please post it here.