applied for mortgage loan. they pulled all three, have one neg on there that i havent had success in getting off with an OC (mbna)...but got preapproved anyways..(debt in '96) that was on tuesday. (today, saturday) i got a letter in the mail from a collection agency stating it purchased 'my' debt from american express. never had an am express card before. and my cred. reports never listed this debt. do i got ahead and make ca validate? i'm pulling my other 3 cra's right now. ive never dealt with an ca..i always just disputed with cra's and they always came off. need advise since i'm sure mortgage company will be pulling another
[I got a letter in the mail from a collection agency stating it purchased 'my' debt from American express. Never had an am express card before. and my credit reports never listed this debt. mystery_00 ============== So what happened? The END ************************* LB 59 QUOTE]Originally posted by mystery_00 applied for mortgage loan. they pulled all three, have one neg on there that i havent had success in getting off with an OC (mbna)...but got preapproved anyways..(debt in '96) that was on tuesday. (today, saturday) i got a letter in the mail from a collection agency stating it purchased 'my' debt from american express. never had an am express card before. and my cred. reports never listed this debt. do i got ahead and make ca validate? i'm pulling my other 3 cra's right now. ive never dealt with an ca..i always just disputed with cra's and they always came off. need advise since i'm sure mortgage company will be pulling another [/QUOTE]
