Please help I am new to this!!!!

Discussion in 'Credit Talk' started by trish32, Sep 5, 2003.

  1. trish32

    trish32 New Member

    I am trying extremley hard to clean up my credit I am currently about a 580 fico score that hasnt gotten me a bag of chips on credit. I recentley order my credit report on line suppose to be all 3 in one I think I was pretty stupid for paying I heard I could have gotten this free. I disputed several accounts online.....thats as far as I have gotten.. As i am getting deeper into this I realize this is not going to be for the faint at heart!!! I dont understand some of your abbreviations. Is someone out there willing to help me with some info? I would greatly appreciate any advice at all I guess i just need to know where to begin, what I can dispute, etc.


  2. jlynn

    jlynn Well-Known Member

    Welcome to the board!

    1. Your heart will grow stronger as you dig deeper into this.

    2. I would order an individual report from each of the Credit Reporting Agencies (CRAs). Sometimes the 3 in 1s are hard to read. They are good for "review" as you move on in the process.

    3. There is a glossary that has alot of our abbreviations in it, and one of the best places to start is in these threads. Read the INTRO threads stuck to the top of the board - great place to get started! You may have to read them several times for everything to sink in. Lots of excellenet information there!

    4. Ask questions.
  3. lbrown59

    lbrown59 Well-Known Member


    THE END ** *** ** LB 59

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