I just checked EX investigation results and one of the OC's I sent a verification letter to (they received on 6/25) just updated the TL (for the 5th time) to something different again. I havent received anything from them, nor did they mark the account as in dispute. The 30 days isnt even up. Dang, I thought I had them, but they are dumber than I thought!!!! What should I do now? Should I just go ahead and send off the letter to the CRA asking how they could verify when the OC cant verify to me and that the TL was never put in dispute, therefore the OC is in violation? Do I need to wait exactly 30 days before I do anything, or is that a mute point now that they've verified? I really really need some guidance now. I see this going to court truthfully. BTW, this is the OC that sent my mort co a letter stating they had no record of acct so they would update the TL to report as $0....this was after they had told me that they had no record, therefore they would put $0 bal or delete...I asked for deletion. Of course they didnt do it and have changed the TL to report differently 5 times now. EQ is still showing a charge off with a balance. The OC did magically come up with an original contract and account history up till 9/98 (they were reporting BK dismissed 10/98 originally). I sent a letter asking for full verification including the full account history up till the date of charge off (5/03!!!!!!)and proof of charge off. They cant do it b/c they dont have it but they continue to verify. Just thought I'd summarize this TL to avoid confusion... Thanks!
