My chapter 7 bankruptcy was discharged in Oct. 2002. I filed on my house, Shortly after filing my mortgage was sold to another lender. They started the foreclosure proceedings shortly after the discharge. All of my debts were discharged, but they are still reporting a huge past due balance. Then i get another letter a few days ago stating my mortgage has been sold again. I just got a letter from the new lender with info about making my payments etc.. etc.. I called them and they said they did not know about the bankruptcy and they will not bother me anymore. So my question(s) are: 1. How can a lender continue to report a past due balance after the debt was discharged? 2.I have disputed with the big 3, all came back verified. They will not dispute anymore, What can i do about that? 3.Any ideas on how to proceed????