I have been getting calls from a collection agency regarding a very old acct. (not past sol though.) They are wanting my to provide them with my checking acct. number so they can do a check by phone at the end of the month. This lady calls me every day to see where I am with coming up with the money to make a payment. They have never sent a letter about this account. I asked her yesterday if they had any intention of sending me a statement regarding the account, and she said they mailed one two days ago. I have been receiving calls from them for about two weeks now. She says that she is form the prelegal department and is trying to hold this account from the attorney network. I am not sure what to do here. Any suggestions?
If they call again, were it me I would tell them that I need an invoice/something in writing before I can send any money. Tell her that as soon as you receive information about the account in writing, you will better know how you can handle it. Don't tell her you'll pay or you won't pay. Don't discuss it further. Avoid answering their calls again. I think you can ask them not to call, but I am not sure what legal recourse you have if they are calling you at home and during decent hours. Others here might know better the laws they have to follow regarding phone ettiquette. As soon as you get the written correspondence from them, I'd shoot off a validation letter CRRR. Remember to dispute the account with the CRAs as soon as you get the green card back. Do not give them any information to get them off your back. It isn't that easy.
Any suggestions?challenged --------------------------==================== Hang up the phone. Validate THE END ** *** ** LB 59 """""""""```~~~```'""""""""" http://www.memail.com/fotos/index.htm (((((((((((((((((((((((((((((((((((((((((((((((((((( Prison Versus Housewives ------------------------ In prison, you get three square meals a day. At home, you cook three square meals a day and try to get your kids to eat it. In prison, you get an hour each day in the yard to exercise and mingle. At home you get to clean the yard up so you can mow it so your kids can spread more toys all over it so that you can go out and clean it again because little Jr. can't sleep without his latest lego creation. In prison, you get to watch TV, cable even. At home, you get to listen to your children fight over the remote control and get treated to hours and hours of mindless cartoons thanks to cable. In prison, you can read whatever you want and attend college for free. At home, you get to read weekly readers starring Dick, Jane, and Spot and worry about how to send Jr. to college and still be able to eat for the next twenty years. In prison, all your medical care is free. At home, you have to pawn your mother's silver and fill out trillions of papers for insurance and hope the doctor will see you before you die. In prison, if you have visitors, all you do is go to a room, sit, talk and then say good-bye when you are ready or your time is up. At home, you get to clean for days in advance and then cook and clean up after your guests and hope that they will one day leave. In prison, you can spend your free time writing letters or just hang out in your own space all day. At home, you get to clean your space and everyone else's space, too, and what the heck is free time again? In prison, you get your own personal toilet. At home, you have to physically hold the bathroom door shut in order to keep from having someone standing over you demanding to know how long till you're done so you can do something for them. In prison, the prison laundry takes care of all your dirty clothes. At home, you get to take care of them yourself, plus everybody else's, and get yelled at because somebody's favorite shirt isn't clean. In prison, they take you everywhere you need to go. At home, you take everybody else where they need to go. In prison, the guards transport all your personal effects for you and make sure nothing is missing. At home, you have to lug around everybody else's stuff in your purse and then wonder who went in it and took your last dollar. In prison, there are no screaming or whining children or spouses asking you to do something else for them, or screaming at you because you didn't. At home....stop me when I get to the downside of jail, will ya? ))))))))))))))))))))))))))))))))))) One Liner! Housework can't kill you, but why take a chance? - Phyllis Diller
Do not give them any information to get them off your back. cre8ivegrl ======================= The more info. you give them the more they will be on your back: Good advice. THE END ** *** ** LB 59 """""""""```~~~```'""""""""" Gardening Rule: When weeding, the best way to make sure you are removing a weed and not a valuable plant is to pull on it. If it comes out of the ground easily, it is a valuable plant. The easiest way to find something lost around the house is to buy a replacement. Never take life seriously. Nobody gets out alive anyway. There are two kinds of pedestrians - the quick and the dead. An unbreakable toy is useful for breaking other toys. If quitters never win, and winners never quit, then who is the one who said,"Quit while you're ahead?" Health is merely the slowest possible rate at which one can die. The only difference between a rut and a grave is the depth. Get the last word in: Apologize. Thoughts for a Friday..... Give a person a fish and you feed them for a day; teach that person to use the Internet and they won't bother you for weeks. Health nuts are going to feel stupid someday, lying in hospitals dying of nothing. Have you noticed since everyone has a camcorder these days no one talks about seeing UFOs like they use to? Whenever I feel blue, I start breathing again. All of us could take a lesson from the weather. It pays no attention to criticism. Why does a slight tax increase cost you two hundred dollars and a substantial tax cut saves you thirty cents? In the 60's people took acid to make the world weird. Now the world is weird and people take Prozac to make it normal. Politics is supposed to be the second oldest profession. Some have come to realize that it bears a very close resemblance to the first. How is it one careless match can start a forest fire, but it takes a whole box to start a campfire? AND THE # 1 THOUGHT FOR THE DAY: You read about all these Terrorists--most of them came here legally, but they hung around on these expired visas, some for as long as 10-15 years. Now, compare that to Blockbuster; you are two days late with a video and those people are all over you. I think we should put Blockbuster in charge of immigration.
