I posted earlier this week that I had one account listed on my credit report which was included in a bankruptcy in 1996. I disputed it as not mine and according to the CR it was verified and my cr has been changed and now reads "charged-off" and is listed under "potentially negative items." Prior to this it just said "closed, purchased by another lender." As many of you mentioned this information is obsolete. What should I do? They can not legally do this can they? Please help.
