Separate names with a comma.
Discussion in 'Credit Talk' started by Shelby, Apr 13, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
In would pay it off. Remember, you can only have things deleted if they are inaccurate--not just because it hurts your FICO score. You can however ask the creditor to remove it. Even if they don't agree to remove, it will at least show on your CR as paid--even though it will probably still reflect that you were delinquent. But a paid delinquency is better than unpaid! Hope this helps!
Paying it off isn't going to help you in any way. It is going to show an adverse entry in your credit file either way.
You should never dispute any item on your credit reports. That gets you nowhere fast. Learn how to demand validation and never give them any reason why you want it validated. The difference is that with their standard verifications, you will come up with the answer that they verified it almost every time, whereas if you demand validation, you always have a way to come back. You should dispute the account with the creditor or collection agency and if you do it in the right way, they can't answer the credit bureau when the credit bureau asks for verification so the report goes off no matter how valid it is. It's a war out there in the credit world, and you need to learn how to fight tooth and nail and win at least most if not all the time.