Guys, I just got off the phone with a loan officer with countrywide (I got her cell phone # from a realtor.)She took my info and said she would call me back. I'm scared as hell! I'm thinking the worse. I can tell you that they pulled Transunion for me which is in accordance with everyone else's experience. That's my best report too! Used to be my worse. I just checked worthknowing and the inquiry showed up. As you recall I have a preapproved FHA loan for $241,000 that I can't use where I want to live (just found out yesterday AFTER I found the house I wanted). The limit for FHA loans are different where I want to go: $100,000 less different !!! Mortgages are an emotional thing. Anyway, just asking you guys to pray that I get something, close to what FHA had for me. Moreover, that I can get anything at all without selling my kidneys just to come up with a downpayment. I don't have much. Thanks
Let me know how this goes. We are thinking about refi our house. Our current mortgage is at 7.25%. My TU score is 727. Country wide pull TU exclusively? If that's the case we might go ahead and do it... 7.25% to 5.6% would be a nice reduction. Can someone verify if TU is pulled exclusively by Countrywide? If not any other mortgage companies that pull TU? Thanks,
you have a great score! What's their to be afraid of ? I assume you have a steady job and stuff. Go for it. I went with countrywide because everyone on here has said great things about them. Even people with worse scores than I! What do I have to lose but some inquiry points.
