Hope I can get some help from here. I have seen some post about unauth. ing, and getting money from the company. Here is my situation. Back in May I went looking for a new car. only test drove, didnt negotiate or anything. Dont remember signing anything allowing them to pull my credit report. Well, I just pulled my reports in Sept. and see that they pulled my credit reports. Is there a certain amount of time I have to ask them about this. Is there a certain letter I should send to ask for verification of my permission to pull. I would love any advise or links from you. Have tried search and just wont work for me. P.S. Thanks to this board 2 lates removed from EQ, 11 pts added, and 1 late so far from EX, 6 pts added. Thanks again.
This opinion letter from the FTC addresses when car dealerships are allowed to pull your credit. http://www.ftc.gov/os/statutes/fcra/coffey.htm Hope this helps
