Although I have seen many indications that "charge off" and "paid charge off" are the same reflection score-wise, if Experian is to be believed a "Paid Charge off" is worth an entire point! Reviewing my Creditexpert score I noted that a creditor was verified/status changed from charge off to "Paid Charge off" - and my score increased an entire point. Woohoo - Boy, I'm making progress now! I can almost qualify for a Cross Country Bank card : )
