points lost for pulling own CR

Discussion in 'Credit Talk' started by Becky, Apr 10, 2001.

  1. Becky

    Becky Well-Known Member

    Do you lose points for pulling your own CR's after being denied credit? I noticed someone left the experian on line to get your CR. Since I was denied credit in the past 60 days. If I reguest it will it go against me on my report. I am also in the beggining of a mortgage loan. So I don't want to add anything for when they pull it. Thanks
    Becky
     
  2. GEORGE

    GEORGE Well-Known Member

    Re: points lost for pulling ow

    NO...when you request your own report, it MUST be a "SOFT" inquiry.
     
  3. Becky

    Becky Well-Known Member

    Re: points lost for pulling ow

    Has anyone done the on line the experian Cr.? I am always a little leary of putting my info on line:)
    Thanks Becky
     
  4. GEORGE

    GEORGE Well-Known Member

    Re: points lost for pulling ow

    Look for the "SECURITY LOCK"...AND https://www.creditreportingagency.com...(s) is security.
     
  5. Becky

    Becky Well-Known Member

    Re: points lost for pulling ow

    Thanks George.
     
  6. Dani

    Dani Well-Known Member

    Re: points lost for pulling ow

    Becky,

    I pulled my Experian online just last month. The site is totally secure. Just remember to print out all the pages since Experian will only let you see your account once for $8.50; unlike Equifax who lets you access the account for 30 days.

    Dani
     

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