POLL: PLEASE respond!

Discussion in 'Credit Talk' started by Shanyl, Jul 27, 2004.

  1. Shanyl

    Shanyl Well-Known Member

    FACTO vs FICO


    If you pull both, which are higher on your reports?
    (Trying to see if it's typically one vs the other and if there's any difference in the 3 CRA's)
     
  2. Caglehead

    Caglehead Member

    My FAKOs are all lower than my FICOs.
     
  3. pd11604

    pd11604 Well-Known Member

    FICO's are somewhat higher than FAKO's
     
  4. Shanyl

    Shanyl Well-Known Member

    Thank you both! I'm curious to see if this continues ... do you find this consistant for all 3 CRAs?
     
  5. Hedwig

    Hedwig Well-Known Member

    I found my FAKOs were higher than my real score.
     
  6. Shanyl

    Shanyl Well-Known Member

    Interesting, thanks Hedwig.
     
  7. Shanyl

    Shanyl Well-Known Member

    Any more?
     
  8. MandyB

    MandyB Well-Known Member

    Re: POLL: Fakos higher

    My FAKOS are always higher than my "real" scores.

    When I see my FAKOS at this point I just mentally adjust downward and hope that I have an accurate idea.
     
  9. Shanyl

    Shanyl Well-Known Member

    Re: POLL: Fakos higher

    Thanks Mandy. It's really weird how there's no consistancy.
     
  10. parithed86

    parithed86 Active Member

    Re: POLL: Fakos higher

    My FICO's are from 8 to 20 points higher than the fakos........
     
  11. kajunspice

    kajunspice New Member

    Re: POLL: Fakos higher

    DH's FICO 7/17- EQ-700 TU-713 EX-729
    FACO- EQ-675 TU-699 EX-718

    My FICO 7/17- EQ-719 EX-676 TU-? (couldn't verify?)
    FACO- EQ-690 EX-691 TU-666
     
  12. kajunspice

    kajunspice New Member

    Re: POLL: Fakos higher

    DH's FICO 7/17- EQ-700 TU-713 EX-729
    FACO- EQ-675 TU-699 EX-718

    My FICO 7/17- EQ-719 EX-676 TU-? (couldn't verify?)
    FACO- EQ-690 EX-691 TU-666
     
  13. mommyof3

    mommyof3 Well-Known Member

    Re: POLL: Fakos higher

    Shanyl,

    Hope this helps your poll!

    DH: FICO---EX 596 EQ 477 TU 473
    FAKO---EX 530 EQ 490 TU 556

    ME: FICO---EX 552 EQ 575 TU 598
    FAKO---EX 575 EQ 586 TU 575
     
  14. Shanyl

    Shanyl Well-Known Member

    Re: POLL: Fakos higher

    Thanks parithed, kajunspice and momyof3!

    What gets me is that there is just no pattern to all of this - no consistency.

    If we have to live by it, it should at least be equally and applied responsibly.
     

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