POLL: Privista scores vs others

Discussion in 'Credit Talk' started by jaj1701, Apr 8, 2002.

  1. jaj1701

    jaj1701 Well-Known Member

    Just curious what type of score people are getting and how they compare to their other scores.

    Current Scores as of today:

    Equifax Privista: 751
    Equifax MyFICO: 736
    Experian CreditExpert: 760

    Score as of 3/26.

    TU Consumer Score: 784

    Thanks in advance for your participation.
     
  2. bailey

    bailey Well-Known Member

    Equifax FICO 685
    Privista 582 ????? pure BS
    Experian CE 706
    TU BS score 679
     
  3. Andrew

    Andrew Well-Known Member

    Privista as of 8/5/02

    28(!) Credit Guard Alerts
    Score went into the toilet at 571...bye 600 club.

    All this and nothing has even changed on my EQ report.
     
  4. cfand3boyz

    cfand3boyz Well-Known Member

    Here are my scores
     
  5. jaj1701

    jaj1701 Well-Known Member

    Privista as of 8/5/02? How do you get privista to report credit scores for the future?

    When you say CreditXpert, do you mean....

    A. CreditExpert
    B. Privista which uses the CreditXpert score


    You should update your scores to show the exact sources because, as you can see in my score above, an Equifax MyFICO score can very greatly from an Equifax Privista score. Just a suggestion.
     
  6. Andrew

    Andrew Well-Known Member

    Sorry, hard to type while holding my crack pipe. I meant 4/8/02.
     
  7. Illini

    Illini Well-Known Member

    See below for scores. I think their score sucks. It drops each week with nothing new added. I think I am going to cancel.
     
  8. matty61184

    matty61184 Well-Known Member

    Equifax:
    MyFico: 685
    Privista: 660
    Credit Union Beacon: 690

    Experian:
    CreditExpert: 738

    TransUnion:
    TU Score: 716
    E-Loan: 729
     
  9. jaj1701

    jaj1701 Well-Known Member

    Illini,

    My privista scores have been right on. So have my Credit Expert scores. I don't know why some people have wacky scores and some peoples are normal. There must be some variables in their scoring system that needs to be tweeked or something. Or, as George would say, perhaps it's a random number generator. (had to put that in to prevent him from saying it :) ) I still like Privista for being able to get weekly access to my equifax credit report. At least they are not using the 1-100 scale anymore. I was 99 every single week. Now if they can keep updating on time. At least their customer service responds quickly.
     
  10. Pat

    Pat Well-Known Member

    See below for scores.

    I also happen to agree with Jason. Privista gives me a new credit report every week. That alone was reason enough for me to join when they first opened.
     
  11. GEORGE

    GEORGE Well-Known Member

    You "LAUGH" at my "RANDOM NUMBER GENERATOR" but how can you explain that you pay off BIG BUCKS...lose points, collections fall off...lose points, all your accounts get older...lose points...inquires drop off...you lose points, newest account one year old...lose points.

    IT'S ALL A JOKE!!!
     
  12. jaj1701

    jaj1701 Well-Known Member

    Hey George,

    I don't "laugh" at your reasoning at all. I "laugh" at the 1.7 million posts from you stating it is a "random number generator" !! I think I caught on at about 1.5 millon posts. :) Have a great day!
     

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