I never disputed my student loans with Equifax. I did in fact dispute the fact they were duplicating negative information. I have student loans from 1997 that were paid off no late payments and two more that are paid or paying as agreed but in deferrment. I began paying on the student loans before I was able to get them deferred. I checked my pg this morning and noticed that my scores were twelve points lower. Should I fight with equifax and get them to put the information back on or is this a good thing that my student loans aren't on the report at all? How would it change my scores to get the loans put back on. The student loans held my history on my credit report. what can I do?
