Hello all. I have had wonderful success with deletions. Fourteen deletions in 3 months. My scores have increased by about 20 points on average. Is there any recommendation for how I can get more positive tradelines. I have applied for credit and been turned down from two merchants. Sears and JC Penny. Where do I begin to build positive tl's. Do you know of any banks or merchants that are "easy?". My husbands score is 550 and mine is 569.