So, I was digging through all sorts of Old Collection Letters, looking for something when I came across these letters: Dated: Nov. 25, 2002 Ms. XXXX, I have been retained to assess the possibility of taking legal action against you. This matter involves the issuance of "fraudulent checks." Issuance of fraudulent checks is a violation of criminal state statue. The law provides ceratain legal remedies to enforce these claims. A criminal complaint may be filed with local authorities seeking criminal charges against you. If you are prsecuted and convicted, you may have a permanent criminal record. If it is decided to sue civilly, you may receive a summons at home or work that may require a court appearnce. Losing the lawsuit may allow the court to order garnishments of your wages, attachment of bank accounts and seizure of property. This is a serious matter involving possible violation of state law and will be your LAST opportunity for amicable resolution. OH WAIT..It gets better...Now remember that was a letter from Nov. 2002..and it was my LAST opportunity for amicable resolution... Dated: Jan 25, 2003 You are hereby advised that criminal charges are being recommened against you. You have issued fraudulent checks anf failed to make civil restitution. Receipt of this letter shall be construed as proper service of suchnotice. This is you FINAL opportunity to avoid having criminal charges recommended against you. Oh wait...Look Here's another... Dated; May 7, 2003 You are hereby advised that you criminal check fraud case has been transferred to this division (it's from the same "rep" for the same CA as the other letters) for final action. You were previously advised of a recommendation for criminal proceedings against you. This reccomendation could result in a warrant (ohhh, sent a cute office please?!) being issued for your arrest. This notice, when recived via certified mail (this was sent regular US postal) shall be construed as proper service of such notice in subsequent legal proceedings as required by law. I know I have a dozen of these somewhere. I think I will frame them.
I think they would have pursued you by now . each state is different . in my state a bad ck can be forwarded to the DA office for prosecution after 30 days. besides a CA is threating to action they have not intended to take, FDCPA violation. I agree with the cute officer thing lol
Yeah, I was thinking you could use your notices for wall paper to set the scene for the cute officer... complete with hand cuffs. Ooo how sexy! (lol)
Re: Re: Possibility of Legal Action? Hmmmmmm............Good Idea...wonder if the boss will let me go home early today to "get ready" for this cute officer with handcuffs....Wow my day has definetely been "spiced up".,,, hehehe
I'm not worried about it. It's been YEARS literally and nothing yet (I better go knock on wood). It's reporting on my CR by a CA, that's my next dispute. Hmm, I'll have to look into my state, but again, it's been so long, I'm not to worried about it, at least not yet. Is this so? I'd be afraidt to report for fear they may say..."screw you here's a summons"
Look up National Check Control - whatever their name is now. Most of the checks they're trying to collect on are soooooooooooooo old they're past SOL.
Re: Re: Possibility of Legal Action? even better, I found these: http://www.crownlaw.com/kaslaw/ncc.htm http://www.ademilaw.com/cases/nationalcheckcontrol.php Do I smell a lawsuit? Or is that my perfume?
Re: Re: Possibility of Legal Action? I forget if they've been sued or if the FTC got em. However, they have reincarnated themselves as JBC. I think picantel is after them. Is it one of these companies that's after you? They usually threaten criminal prosecution - often on checks that have been paid or are extremely old. That one page with the criminal defense attorney was hilarious!!! here's some info n JBC. http://www.creditboards.com/phpBB2/...ighlight=national+check+cheque+control#224199 I'll get some others from the boards for you.
