Possible to change from AU to

Discussion in 'Credit Talk' started by Aux, Mar 16, 2001.

  1. Aux

    Aux Well-Known Member

    I would like to know it is possible to change from AU to Joint.

    I recently added my husband (Bad Credit) as the AU to all my credit cards but after I read the post about AU and Joint it seems Joint can build the credit faster than AU.
  2. Marie

    Marie Well-Known Member

    Re: Possible to change from AU

    Call the card company.

    I asked about adding myself to my spouse's cards and MBNA would do an AU over the phone, a joint w/both of us on the phone. I chose AU.

    First USA will do an AU over the phone but a joint only w/a signature from the new person.

    Company policies change. Certainly a joint only helps the card company b/c they already qualified someone for the card... joint just gives them one more person to pay them.
  3. Aux

    Aux Well-Known Member

    Thank you so much.

    Thank you so much. I will call the card company.

    Thanks again.

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