Hi guys, I filed Chap7 nine months ago & was discharged 7 months ago. For several months my score was going up 10-20 points a month, but since Christmas it has gone up 1 measly point (596 on Equifax). I am regularly using all 4 credit cards (just a bit) each month and then paying off the balances. Also, nothing is getting reported to the CRAs each month by all 4 cards! CARDS: CapOne, Orchard Bank, First Premiere Visa, First Premiere MC 1. Can someone tell me why my score isn't moving up? 2. Do companies only report bad things to CRAs? 3. Do I need to get more credit to get it moving again? Thanks in advance, DC
