My BK13 was discharged on 12/03. This month (3/04) Radio Shack is on my CR in Equifax as $201 past due on $985 credit limit and shows as open with DOLA of 9/96. I know I put my revolving credit cards in my BK13 and assumed all this was closed by credit grantors request since it didn't show up until now. Do I send Radio Shack, or whomever the finance comany is that it was included in BK13 and summarily discharged and demand a removal? Thanks!
Doh! Well, I pulled up my filing in PACER, and guess what! I didn't list Radio Shack in my BK. But why would they suddenly appear on my credit report after my BK is done? If I didn't list them as one of my creditors in my BK filing, how would they have gotten a cease and desist and not be on my report until now?
Even though the account is open? I'm suprised it wasn't closed. This is just great a post BK late just when I'm trying to get my first house.....
