I have seen many posts on joint accounts versus not having joint accounts, but nothing concerning my new spouses name change. If she takes my name will my bk affect her credit. If she keeps her name will she not be affected by my bk? Does it really matter? Thx, mike
she can't be held responsible for something that happened before she was married to you. Your BK paperwork does not show her name anywhere on it so it does not involve her at all.
Her name change should be immaterial. Your credit wouldn't get on her report unless you add her to accounts as an AU, then only those accounts are reported. It works the same way for you. Her credit won't affect you unless she makes you an AU on her accounts.
