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Post BK - what it should say on CR?

Discussion in 'Credit Talk' started by gagliano3, Oct 17, 2003.

  1. Oct 17, 2003 #1
    gagliano3

    gagliano3 Well-Known Member

    Filed BK CH7 APRIL 2003, DISCHARGED JULY 2003.

    Can creditors list all lates, charge offs, collections and INCLUDED IN BK?

    or just INCLUDED IN BK is enough, not allowed to put balances, lates, etc...?

    TIA!
    thomas gagliano
     
  3. Oct 18, 2003 #2
    lbrown59

    lbrown59 Well-Known Member

    bump
     
  4. Oct 18, 2003 #3
    Melissap1

    Melissap1 Well-Known Member

    I'm fighting to get lates removed. Not sure if they can report them or not. I do know that all amounts should be listed as $0, $0. Maybe somebody can give more advice.
     
  5. Oct 18, 2003 #4
    Nineflies

    Nineflies Well-Known Member

    What ever you do, do not mention BK to any of the CRA's -- never, never, never. There are other ways to get them to drop off.
     
  6. Oct 18, 2003 #5
    reddevil

    reddevil Well-Known Member

    It should show the status of the BK (e.g., discharged C7 or whatever), the status of the account as it existed immediately prior to filing, $0 balance, $0 past due, no date later than the BK filing date.
     

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