I am going to voluntarily surrender my leased vehicle. The original contract was through 10/04. However, since the contract is now void (because I filed BK) can the creditor change my credit report to read "included in bankruptcy, repossessed" or some other negative wordage that has to do with it being turned in? Right now it reads "included in bankruptcy" only. Common sense tells me that since there is no longer a contract, there is no expiration date on the contract. Has anyone turned in a vehicle after bankruptcy or had it repo'd and did the creditor add additional negative comments on your CR?
