I'll start I was contacted by these guys and happened to see their pic on the site. http://www.stuartallan.com
Oh yeah, they look like they might "a-breaka your kneecaps" should you not pay. LOL Check out the group I got victory over when I paid my CA off with a restrictive endorsement. They look like hillbillies... although nothing wrong with hillbillies. I like bluegrass. http://www.jlwalston.com/history.html Col. K0rn
Want to cause these guys some pain? There website is not compliant with the FDCPA. Go to the pay link, you don't get the mini-miranda etc. There was a collector by the name of Mad at collectionindustry.com that got sued for the very same thing and I think she lost.
I don't think they are subject to the FDCPA in certain regards....they are who my thread is about: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=423975#post423975 but I'll leave that up to the experts and your own conclusions.
Read this: http://www.collectionindustry.com/forum/messageview.cfm?catid=9&threadid=823&highlight_key=y