PP Question?

Discussion in 'Credit Talk' started by zero, Aug 7, 2003.

  1. zero

    zero Member

    If one were to apply online or over the telephone for a credit card, would that constitute PP? The way I understand it is that they need your signature, is this correct? Is it then possible to dispute hard inquires in such a situation if the accounts were declined?


  2. Mirage

    Mirage Well-Known Member

    My guess is that these online apps. have verbage stating that once you start the process and submit you are giving them consent to them to pull your cr report.

    So that may make it diffcult for you to dispute the inq.

    Best regards,
  3. zero

    zero Member


    Kinda what I figured. It showed up on equifax, from what I"ve read on these boards they seem to be "somewhat" helpful in regards to disputing inquiries, should I try that (I didn't authorize)? Or am I better off leaving it alone? Ideas?
  4. iambroke

    iambroke Well-Known Member

    I disputed alot of inquiries with Equifax and all 19 got removed! But also did the same letter (different inquiries tho) to TU and they refused to remove them.

    I think equifax is the easy one to get them removed from while TU wants you to contact the actual creditor that pulled your report to remove it.

Share This Page