I got a preapproval in the mail today for the ASPIRE card. What a joke. 35% APR!!! $500 CL!!! Delinqnency rate of 45%!!!! And get this... the small print says that if when I accept the preapproval (as if) if I do not meet their credit requirements thay may consider me for a card with a HIGHER finance charge or LOWER credit limit. AND the APR is VARIABLE! PRIME + 30.25%!!!!!! I guess I'll transfer from my 6.65% Citi card to take advantage of this hot offer. I'm so happy I don't have to deal with people like this anymore!
