Wonder why Cap 1 would send me a pre-approved visa application when I have a 6 year old CO with them. I read the full disclosure agreement and its not one of those cards that take the balance of your CO and tacks it on your new card. They also pulled a soft PRM on my EQ not long ago. Household is sending pre-approved applications like crazy. They also have pulled several softs on Experian as Orchard Bank. Maybe now I will get some better pre-approval offers now that I have 9 of my old CO's removed.