Pre-approved offer from SFB

Discussion in 'Credit Talk' started by Peachkiwi, Oct 25, 2003.

  1. Peachkiwi

    Peachkiwi Well-Known Member

    I received a pre-approved offer today for a State Farm Platinum Visa with an APR of 10.9% plus 15 State Farm Dollars when you use the card for the first time. I was wandering if anyone knows which CR they pull in the New York area and how are they in terms of their credit line offering?
     
  2. GEORGE

    GEORGE Well-Known Member

    $1,000 "TOY" CARD (ERROR IN JUDGEMENT)

    INCREASED TO $5,000

    LATER CLOSED because they lied about BT...
     
  3. 8004me

    8004me Well-Known Member

    They pulled TU for me in OH, got a decent line from them but at 10.9 with no teasers dont carry a balance often.
    I did notice that if you pay more than the minimum they dont require a payment for the next month.
    They dont have on line payments.
    The big bonus would be in the SF rewards program can use to pay your insurance etc..
    Good luck
     
  4. Peachkiwi

    Peachkiwi Well-Known Member

    Thanks!
     
  5. Ron

    Ron Well-Known Member

    They pulled credit report from Experian where I live in Texas. They approved me for $5000 and I asked for limit increase two time and now the credit limit of the card is $10,000.


    Ron.
     
  6. Peachkiwi

    Peachkiwi Well-Known Member

    How long have you had this card?
     
  7. Ron

    Ron Well-Known Member

    I have this card since 12/2001 and I didn't use it too much. I request limit increase and they increased my limit without pulling hard inquiry on my credit report. I think they did review on the account.


    Ron.
     
  8. Peachkiwi

    Peachkiwi Well-Known Member

    Thanks, Ron

    I've decided to hold off until Dec. 31st (the offer is good until then) because State Farm couldn't tell me which CR they're going to pull!
     
  9. Ron

    Ron Well-Known Member

    Re: Re: Pre-approved offer from SFB

    Peachkiwi,

    They pulled mine from Experian where I live in Texas and so the rest fof the people from this board. By the way, there is no instant approval and it took them a day to approve your application if you apply on the web. It wasn't tough when I applied two yrs ago.


    Ron.
     
  10. GEORGE

    GEORGE Well-Known Member

    Re: Re: Pre-approved offer from SFB

    $1,000 "TOY" CARD (ERROR IN JUDGEMENT)

    INCREASED TO $5,000

    LATER CLOSED because they lied about BT...

    WORTH REPEATING...

    BE CAREFUL...
     
  11. Peachkiwi

    Peachkiwi Well-Known Member

    Re: Re: Pre-approved offer from SFB

    That's what I'm afraid of! I have accumulated quite a few inquires on my Experian report in the past year.
    I 'hear you loud' and clear George! I really don't plan on revolving a balance with this card, if I do apply. Thanks for the warning all the same.
     
  12. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Pre-approved offer from SFB

    MIGHT JUST BE---UYGF
     

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