I signed up at my local employer CU and applied for a refinance of my car. The loan is not currently reporting to equifax, but I'm joint on it. And for about 6 months it was because I called ford credit and asked them to report it. Then I used the online dispute system, to take it off. And it was taken off. But the interesting thing that the CU loan officer said..."it's never been reporting" I responded, yes, it was, I have the reports at home to prove it. I'm surprised they can see everything that was reporting..that is scary because I successfully removed like 5 neg's via Junum on my equifax. Scary. My2kgt
