"PRICELESS"EQ slammed by CA e-mail

Discussion in 'Credit Talk' started by T-Man, Aug 9, 2002.

  1. T-Man

    T-Man Well-Known Member

    I received the following e-mail from CMI after Equifax had not only once. but twice "VERIFIED" my dispute. The reinvestigation was through CSC, and it it obvious by this e-mail they didn't even attempt to verify that the information reported was accurate.


    From: "Sxxxy Bxxxxm" <sxxxxxm@thexxxxxp.com>
    To: "t man" <xxxxxxxxx@yahoo.com>
    CC: "Bxxxxx xxxxd" <bwxxxxxrd@xxxxx.com>, "Cxxxx Fxxxxy" <cxxxxy@xxxxxx.com>
    Date: Tue, 30 Jul 2002 18:43:40 -0500
    Subject: Account #xxxxxxxx






    Mr. T-Man,

    Thank you for responding to my fax yesterday. I have completed
    research on your
    questions.

    I contacted Equifax on the two accounts you referenced in your e-mail.
    This has
    turned out to be a credit
    bureau error, not a CMI error. If you will notice the reference number
    is the
    same on both the accounts (Cox
    and TCI.) Our client went through several name changes from TCI to
    Multimedia
    to Cox and the number assigned
    to your report is our reference number. There should NEVER be two
    records on
    your file with the same
    account number. Typically these two accounts would be updated as one.
    As an
    additional point, I'm unsure as
    to why the Equifax did not resolve this issue when you disputed with
    them.

    The account has now been resolved as I have had the TCI account DELETED
    from
    your report. Please use this
    e-mail/fax as confirmation of that fact. CMI does ensure that correct
    reporting
    of accounts are
    transmitted to the credit bureaus. Unfortunately, we can not be
    assured that
    the credit bureaus will always update the
    accounts as requested; however, please be assured we will always work
    with the
    customer to ensure accurate reporting.

    On the part of CMI, there is no account at CMI in your name for TCI
    collection
    of an unpaid balance of $407. The only account
    we are showing is the Cox account which was submitted to us for $557.16
    (which
    includes equipment.) The equipment
    was returned on September 19, 1998 which left a balance owing of
    $136.66 for
    services.

    I am unclear as to whether or not you are disputing the validity of
    this debt.
    In previous correspondence, which you say
    in your e-mail you received, CMI has provided you the date the account
    was
    opened, social security number used to
    open the account and the service address as well as the history on the
    account.
    Our client, Cox Communications, has
    also requested that if you never resided at the service address (1124
    Fremont
    St., #A, Manhattan, Kansas) to please
    provide verification of such in the form or a utility bill or lease so
    they can
    take care of this matter for you.

    I will look forward to hearing from you so that matter may be totally
    put to
    rest.

    Sincerely,
    xxxxxxxxxxxx
    Manager of Customer Care
    The CMI Group
    9xx-8xx-4xx1
     
  2. T-Man

    T-Man Well-Known Member

    I also sent a copy of this to EQ through PFB.
     
  3. Nave

    Nave Well-Known Member

    That's great lawsuit evidence. Clearly Eq violated the FCRA in completing their verification TWICE by responding to you "account verified".

    Have you applied for credit since this listing has been on your report? Keep all the dispute records and this letter and I would sue EQ for the violations and for damaging your credit.

    -Peace, Dave
     
  4. rblues

    rblues Well-Known Member

    Sounds great to me. I have found that CMI has been one of the most up and up CAs around...I really liked "working" with them. :)
     

Share This Page