I recently signed up with them and i pulled the CR from the three CRAs but they only tell me the date the accounts were opened. Doesn't the 7 years start from the date payment was last received (although I read it could also go from 180 days from receipt of last payment, if so how would i go about obtaining that information?
If you get a full blown report from myfico.com, it tells you the dola(date of last activity). The dola would most likely be the last payment you made.