My privacyguard credit report differs from my actual equifax credit report. As of last week, my credit score (FAKO) was at a 622. Equifax duplicated a FNBM account that was 120 days late. Both now reporting 120 days late and over the credit limit. Listen to this one. One entrysays that my balance is 665 while the other entry says that my balance is 775. Those are in dispute. My score then went down to a 539. One inquiry was removed bringing my score up to a 542. As of last Friday my score was at a 542 (FAKO). This morning my score was at a 531 (FAKO). I was shocked especially when I had two recent collections removed. When I searched through my report to find the cause, I spotted a major inaccuracy. A 120 past due capital one account that was deleted from my credit report has reappeared. Privacyguard states that the information is coming from the main database of Equiafax's. Has this ever happened to anyone? What can I do?
