After months of frustration, I finally got my Equ report corrected thanks to the Christi-Doc Nutcase-48hours combo. The good news, score jumped 50 points on myfico. The bad news, just got my weekly privista update, and the account still shows the late payment. Equ. corrected on 4/4 so this should have been right when privista pulled their report. I even called Equ to see if my report was cloaked in some way that I couldn't see the late payments, and they said no, the account shows paid, never late. The question is, why doesn't privisto show the current info... Anyone..